Affordable Health Insurance

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Affordable Health Insurance

Designed for Expats in

We will help find you the best health insurance plan at a great price

  • Affordable overseas cover for individual and family

  • Get treated at private hospitals

  • Compare plans from top insurance providers

  • Receive no obligation quotes for free

Terms and Conditions

The terms and conditions set out below detail how Top Expat Insurance can be used. If the Top Expat Insurance website hereinafter referred to as 'the website' is used, you are agreeing to be bound by these terms and conditions. If you do not accept any of the terms and conditions stated below, you should not use the website. By using the website, you undertake that you are aged 18 years or older.

Top Expat Insurance is an online information source for health insurance. Top Expat Insurance provides a free health insurance quote search service. It is owned by ClickTap Marketing.

Alterations to these terms and conditions can be made on occasion and once published, these alterations will become immediately effective.

ClickTap Marketing makes no guarantees and is not responsible for:

  • The accuracy of the content of any third party material that appears on the Top Expat Insurance website (this includes content that may or may not be identified by Top Expat Insurance as third party material)
  • The quality of any third party services that may be featured on the Top Expat Insurance website
  • The content of any third party website that links from the website

Any financial information featured on the website or accessed via a link from the website is not considered to be financial advice from ClickTap Marketing.

Any issues that may arise from contact or communication with third parties accessed from the website are not the responsibility of ClickTap Marketing.

Any entry into a third party's terms and conditions are wholly separate to the terms and conditions undertaken when using Top Expat Insurance. We recommend when entering into a third party's terms and conditions, independent advice is sought. Also before entering into any agreement with a third party we recommend that you read the terms and conditions of the third party. ClickTap Marketing is not liable for any loss or damages that arise from the advice or the contract between the third party and person applying for a quote via Top Expat Insurance.

Should ClickTap Marketing receive remunerations as a result of your use of third party services accessed from the website, it in no way indicates an exclusive partnership or agency relationship with that third party. ClickTap Marketing offers a free service.

Intellectual Property

The copyright and intellectual property (IP) rights of all of the material published on the website; website design; corporate identity; text and graphics; and all software compilations, source code and software belong to ClickTap Marketing. All rights are reserved.

Permission must be secured prior to the reproduction or redistribution of material from the website. Single printouts can be made for personal, non-commercial use. Adaptations or alterations to content from the website in addition to unauthorised links are also not permitted.

ClickTap Marketing owns the rights to Top Expat Insurance. All other company names and products belong to their respective owners.

Information from the website must not be used for illegal or immoral use.

Liability Obligations

ClickTap Marketing does all it can to ensure data on the website is accurate and endeavours to immediately correct any inaccuracies as soon as the company is made aware of them. To the extent allowed by law, ClickTap Marketing is not responsible for inaccuracies published on the website.

ClickTap Marketing does not validate, monitor or endorse any third party information submitted to the website and as such, this information could be inaccurate. ClickTap Marketing does not validate, monitor or endorse the data or quotations collected from third parties as presented to you on the search results page.

ClickTap Marketing is not responsible for any harmful effect on technology that may result from using the website nor does ClickTap Marketing give any warranty that the website is free from viruses. In addition, ClickTap Marketing is excluded from liability should any losses or claims occur as a result of your inability to access the website, or from any use of the website or reliance on data published on the website to the extent permitted by law.

Nothing stated within these terms and conditions excludes or limits our liability for fraud or excludes or limits our liability under the FSMA (Financial Services and Markets Act 2000).

ClickTap Marketing excludes liability for any loss or damage of any kind arising without limiting any direct, indirect, disciplinary or significant loss. ClickTap Marketing shall have no liability to pay any money by way of compensation.

Termination of Agreement

Should any of the terms and conditions stated be breached, ClickTap Marketing has the right to terminate the agreement and immediately remove, cancel or suspend access to and use of the website.

All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.

ClickTap Marketing is not liable for failure to undertake any obligation under this agreement if failure results from events out of its control, including without limitation Internet/telecoms outages, fire, flood, war and acts of God.

General Information

The website must not be used for business purposes.

Should any provision of the agreement be held unlawful or invalid, that provision shall be deemed severed. Where relevant, the validity of the remaining provision of the agreement will not be affected.

Should ClickTap Marketing not enforce any provision of this agreement, such will not be considered a waiver of any provision or right.

Use of the website and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.

You will be able to explore one or more of these providers...

Do I need Expat Health Insurance?

The cost of doctors’ visits, medicines and medical tests can add up very quickly, especially if you are an expat living in another country and are not covered under the country’s health insurance plan. Being an expat brings along with it, its own set of challenges; your health should not be one. This is where Health Insurance steps in, so that one can have access to the best healthcare without fearing the financial strain. Guaranteeing you and your loved ones, the peace of mind everyone deserves.

International Coverage

International Coverage:
If you are an individual who travels frequently, an international policy can provide you with extensive health cover even when you are abroad. You may have travel insurance in place, but bear in mind these policies are designed only for short visits and to cover for emergencies.

 Tailor Made

Tailor Made:
Individual private medical insurance (IPMI) policies are tailor made to fit the needs of expats, as they take into account factors such as how pre-existing conditions are handled and if there are any age restrictions.

 All inclusive

All inclusive:
Even if you are eligible for subsidized medical cover, most public healthcare policies are not all-inclusive which means there are gaps in the coverage and certain treatments might not be covered. An expat policy gives you thorough access to the finest healthcare amenities in the country.

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Very professional advice, straight forward and explained all about the policy. Highly recommend!

George D, Bangkok

The advisor was patient and clear on all details about the plan including pros and cons of various products that helped me a lot! Fantastic service!

Lena W, Hong Kong

Really informative and friendly staff who was able to search a wide selections and found me a policy that suited our needs. No hassle at all.

Debrena G, Bali